For Recipients
Access short-term funding without the complexity of traditional banks.
Why Use Lendly?
Get the funding you need with clear terms and no surprises.
Quick & Simple
No lengthy application forms or weeks of waiting. Create a request and get funded fast.
You Set the Terms
Choose how much you need (up to $2,000), what it's for, and your preferred repayment term.
Clear Costs
Know exactly what you'll repay before you confirm. A simple 5% fee, no hidden charges.
Secure Process
Your identity is verified securely through your bank. Your data is protected.
Smart Repayments
Repayments are scheduled to match your pay cycle - weekly, fortnightly, or monthly.
Human Connection
You're funded by real people, not faceless institutions. It's peer-to-peer funding done right.
How It Works for Recipients
Sign Up & Verify
Create your account and verify your identity through ConnectID using your existing bank app.
Create Your Request
Tell us how much you need (up to $2,000), what it's for, and choose a term (up to 30 days).
Affordability Check
We securely connect to your bank to verify you can comfortably repay. This protects you from overcommitting.
Get Funded
If funds are available from lenders, you're matched instantly and the money is transferred to your account.
Repay on Schedule
Follow your clear repayment schedule matched to your pay days. Make payments through the app when they're due.
What You Need to Know
Maximum $2,000
Request up to $2,000 per funding request.
Up to 30 Days
Choose a repayment term that works for you, up to 30 days.
5% Platform Fee
A simple 5% fee is added to funded requests.
Before You Request Funding
- Only request what you need and can comfortably repay
- Make sure you understand the total repayment amount including the 5% fee
- Have a plan for how you'll repay on schedule
- Missing repayments may affect your ability to use Lendly in the future